Hartford Car Accident Attorney

Car accidents happen in an instant, but their consequences can last a lifetime. Whether you’ve been rear-ended at a stoplight, sideswiped by a distracted driver, or injured in a multi-vehicle collision, you have the right to hold the at-fault driver accountable. You need a Hartford personal injury lawyer who will fight for you.

Lynch, Traub, Keefe & Errante brings 70 years of experience to every car accident case, combining the resources and staff of a powerful law firm with the personal attention that only a dedicated team can provide. We will advocate for your rights every step of the way. If you were hurt in Hartford, contact us today for a free consultation and let us fight for the compensation you deserve.

Common Causes of Car Accidents in Hartford

Hartford’s busy streets and highways see thousands of vehicles every day, and with that volume comes risk. Many of these collisions are caused by reckless or negligent behavior. Some of the most common contributors include:

• Distracted Driving: Texting, eating, adjusting the radio, or talking to passengers can pull a driver’s attention from the road for just a few seconds—long enough to cause a crash.
• Speeding: Drivers who exceed the speed limit or drive too fast for conditions have less time to react to hazards and are more likely to lose control of their vehicles.
• Driving Under the Influence: Alcohol and drugs impair judgment, slow reaction times, and increase the likelihood of serious accidents on Hartford roads.
• Running Red Lights and Stop Signs: When drivers ignore traffic signals, they create dangerous situations at intersections where collisions often result in severe injuries.
• Aggressive Driving: Tailgating, weaving through traffic, and road rage behaviors put everyone on the road at risk and frequently lead to preventable accidents.
• Weather Conditions: Rain, snow, and ice can make Hartford roads treacherous, especially when drivers fail to adjust their speed or following distance accordingly.

Connecticut’s Fault-Based Insurance System Explained

Connecticut operates under a fault-based insurance system, which means the driver who causes an accident is responsible for covering the damages. In practice, this usually means their insurance company pays for your medical bills, lost wages, vehicle repairs, and other losses, up to the policy limits.

Connecticut law requires all drivers to carry minimum liability coverage: 

• $25,000 per person for bodily injury
• $50,000 total when multiple people are injured
• $25,000 for property damage

Once these policy limits are exhausted, the at-fault driver becomes personally liable for any additional costs. It is always advisable to purchase higher coverage limits; these minimum amounts are often insufficient when accidents result in serious injuries or extensive damage.

After an accident in Hartford, you have several options for pursuing compensation. You can file a third-party claim directly with the other driver’s insurance company, or you can file a personal injury lawsuit in civil court against the responsible party. You can also file a claim with your own insurance company if your policy covers the loss.

The Long-Term Impact of a Serious Car Accident Collision in Hartford

The injuries you sustain in a car accident can change your life in ways you never anticipated. The collision can affect your ability to work, care for your family, and enjoy the activities you once loved. Some of the most common injuries include:

• Traumatic brain damage
• Spinal cord injuries
• Broken bones and fractures
• Soft tissue injuries
• Internal organ damage
• Psychological trauma

The long-term effects of these injuries can be substantial. You may face reduced earning capacity if you can’t return to your previous job, ongoing therapy and medication costs, home modifications to accommodate disabilities, and a diminished quality of life. You deserve fair compensation for every way that the accident has affected your life.

Dealing with Insurance Companies After an Accident

When filing an insurance claim after a car accident, it is important to remember that insurance companies are businesses. Their primary goal is to protect their bottom line. After your accident, you will likely face tactics designed to minimize what the company needs to pay.

For example, an adjuster may contact you soon after the accident, hoping to record a statement they can use against you later. They might offer a fast settlement that sounds reasonable, but falls far short of covering your actual losses. They may dispute the severity of your injuries or argue that you share fault for the accident.

At Lynch, Traub, Keefe & Errante, we know these tactics because we see them every day. Our Hartford car accident attorneys will handle all communication with insurance companies so you can focus on recovery. We gather the evidence needed to build a strong case and calculate the true value of your claim so we can advocate for maximum recovery. And when insurance companies won’t offer fair compensation, we are prepared to take your case to court.

When Should You File a Personal Injury Lawsuit?

Filing an insurance claim is often the first step after an accident, but it’s not always enough. If the at-fault driver’s insurance coverage is insufficient to cover your damages, if the insurance company denies your claim or offers an unreasonably low settlement, or if liability is disputed and the insurer refuses to accept fault, a personal injury lawsuit may be your best option.

Lynch, Traub, Keefe & Errante can help you make the right decision for your situation. We will evaluate your case, explain your options clearly, and guide you through whichever path offers the best chance of fair compensation. If litigation is necessary, our experienced trial attorneys will handle all courtroom procedures and advocate aggressively on your behalf.

Contact Lynch, Traub, Keefe & Errante for a Free Consultation

After a Hartford car accident, you need someone in your corner. You are facing a recovery that might take months, bills that keep piling up, and questions about whether you will ever feel whole again. The last thing you need is to fight this battle alone.

Lynch, Traub, Keefe & Errante has been standing up for Hartford accident victims for years, and we understand what’s at stake. We know how to cut through the insurance company tactics, gather the evidence that matters, and fight for compensation that truly reflects what you’ve lost. Contact us at (203) 333-3333 now to speak with a Hartford car accident attorney.