Waterbury Car Accident Attorney

After a car accident, you have one chance to get the compensation you deserve, but insurance companies are counting on you to settle quickly. The pressure to resolve your claim can be overwhelming when you are facing medical bills and lost income, but rushing into a settlement often means accepting far less than what your case is actually worth. To protect your rights and your future, you need a Waterbury personal injury attorney on your side. Schedule your free consultation today.

Lynch, Traub, Keefe & Errante has recovered millions for Connecticut accident victims by acting fast to preserve evidence, negotiating aggressively with insurance companies, and taking cases to trial when necessary. With over 70 years of experience, we know what it takes to build a compelling case for full and fair compensation. Contact us today to learn what your case is really worth and how we can maximize your recovery.

How Do Car Accidents Happen in Waterbury, CT?

Waterbury’s busy streets and highways create the perfect storm for serious collisions. Between Route 8’s heavy traffic flow, congested downtown intersections, and the mix of commercial and residential areas, drivers face numerous hazards every day.

Some of the most common factors that lead to car accidents include:

• Distracted driving
• Speeding violations
• Running red lights
• Aggressive tailgating
• Drunk driving
• Construction zone hazards
• Drowsy driving
• Inexperienced drivers
• Vehicle maintenance failures
• Road rage incidents
• Improper lane changes
• Failure to yield
• Medical emergencies while driving
• Poor road maintenance and infrastructure
• Mechanical issues with the vehicle

Insurance Requirements and Legal Options in Connecticut

Connecticut operates under a fault-based insurance system, which means the driver who causes an accident bears financial responsibility for the resulting damages. This system gives you more options for seeking compensation compared to no-fault states, but it also means that you must prove the other driver’s liability to recover this money.

Connecticut requires all drivers to carry liability insurance coverage of at least:

• $25,000 for bodily injury per person
• $50,000 for total bodily injury per accident
• $25,000 for property damage per accident

When you are injured in a car accident in Connecticut, you have three primary avenues for pursuing compensation. You can file a third-party claim directly with the at-fault driver’s liability insurance company or pursue a personal injury lawsuit in civil court against them. Alternatively, you can file a claim with your own insurance company if you have a policy that covers your damages, such as MedPay, personal injury protection (PIP), uninsured/underinsured motorist insurance, or collision coverage. 

Why You Need Lynch, Traub, Keefe & Errante on Your Side

The moment you speak with an insurance adjuster without legal representation, you are putting your claim at risk. Insurance companies employ teams of lawyers, investigators, and claims specialists whose primary job is to protect the company, not pay full compensation. You need someone in your corner to secure the compensation you deserve.

Having experienced legal counsel from Lynch, Traub, Keefe & Errante levels the playing field. Our Waterbury car accident lawyers will leverage surveillance footage, witness statements, photographs, and more to build a robust case for your maximum compensation. 

We also handle all communication with insurance companies, preventing you from inadvertently saying something that could harm your case. Insurance adjusters are trained to ask questions designed to minimize your injuries or shift blame—tactics that won’t work when they are dealing with lawyers who know these strategies inside and out.

Perhaps most importantly, we are prepared to take your case to trial if necessary. Insurance companies know which law firms will actually fight in court versus those that always settle, and this knowledge directly affects the settlement offers they make. Our track record of courtroom success means insurance companies approach negotiations knowing we are fully prepared to present your case to a jury.

What Damages Can You Recover After a Car Accident?

Car accident damages fall into two main categories: economic and non-economic. Economic damages represent your tangible, calculable losses with specific dollar amounts attached. These include medical expenses, prescription costs, rehabilitation fees, lost wages, reduced earning capacity, and property damage to your vehicle or personal belongings.

Non-economic damages—often called pain and suffering—compensate you for losses that do not have clear monetary values but significantly impact your quality of life. These encompass physical pain, emotional distress, mental anguish, loss of enjoyment in activities you previously loved, and the general disruption to your daily life. Our attorneys will work diligently to accurately calculate the true value of your claim. 

How Long Do You Have to File a Car Accident Claim in Connecticut?

Connecticut’s statute of limitations gives you two years from the accident date to file a personal injury lawsuit. There are some exceptions, but they do not always apply to car accident claims. The bottom line is that if you miss this deadline, you will likely lose your right to pursue compensation for your accident. The sooner that you seek legal representation, the sooner your attorney can start building your case. 

Steps to Take Immediately After a Car Crash in Waterbury, CT

Your actions in the hours and days following a car accident can affect your ability to recover compensation. After the accident, always call 911 and request law enforcement to come to the scene. Seek medical attention as soon as possible, even if you do not have obvious injuries, and save your medical records.

Beyond these obvious steps, the following actions can strengthen your claim:

• Document everything by taking photographs and videos. Make sure to capture the vehicle damage, road conditions, traffic signs, and your visible injuries.
• Collect contact information from every witness who saw the accident happen.
• Keep a detailed journal documenting how your injuries affect your daily activities, physical health, and emotional state.
• Save all receipts related to the accident, including towing fees, rental car costs, and medical bills.
• Avoid discussing the accident on social media. Insurance companies routinely monitor these platforms for evidence to use against you.
• Contact a Waterbury car accident attorney before speaking with any insurance representatives.

Your Recovery is Our Priority – Contact Our Waterbury Car Accident Lawyer Today

When another driver’s negligence upends your life, you need aggressive legal representation that will fight for every dollar you deserve. Lynch, Traub, Keefe & Errante has been serving Waterbury residents for years, taking on challenging cases and securing substantial settlements for accident victims. Contact us at (203) 333-3333 today for your free consultation and let us start fighting for your future.